Terms of Service

These terms explain how to use Nanyfin and your responsibilities when recording and sharing financial information.

Use of the service

Nanyfin provides household finance tracking, tenant-isolated workspaces, and optional MCP access for AI-assisted workflows.
You are responsible for the accuracy of data you enter, import, or ask an assistant to create. Review AI-assisted writes before relying on them.
Do not use Nanyfin for unlawful activity, credential sharing outside your household or organization, automated abuse, or attempts to access another tenant.

Nanyfin organizes and summarizes information you provide. It does not provide financial, tax, legal, investment, credit, or accounting advice.
Budgets, goals, summaries, and AI-generated explanations are informational and should be checked against your own records.

MCP keys are bearer credentials. Keep them private, revoke keys you no longer use, and rotate keys if they may have been exposed.
Connected assistants can read finance data and record changes according to the permissions you grant. Review those permissions and revoke access when no longer needed.
Recording an income or expense through ChatGPT requires separate permission, a preview, and an explicit confirmation. You can cancel an unused preview or separately preview and confirm an eligible undo.
ChatGPT actions change only Nanyfin records. They never connect to banks, move or pay money, transfer funds, trade, purchase, cancel subscriptions, or reverse external activity.

Workspace access can be suspended, cancelled, or expired according to plan status, trial status, abuse prevention, or support intervention.
For billing, access, privacy, deletion, or security requests, contact support.